Foothills Weight Loss865-984-3413

Payment Options


As part of the pathway to surgery, patients meet with our financial counselor to discuss insurance benefits available and payment options. We work with patients to navigate this process.

Our surgeons and hospital are in-network providers for most insurance plans. Insurance benefits and criteria for weight loss surgery can vary greatly by plan and by employer, and we will verify benefits and criteria specific to your plan. Most insurance companies base their criteria on National Institutes of Health (NIH) guidelines for Body Mass Index or BMI:

  • BMI of 40 or greater
  • BMI of 35-40 with significant co-morbidity

Visit our AM I A CANDIDATE? page to determine your BMI Index.

BMI and co-morbidity requirements apply only if surgery is a covered benefit under your policy. Some policies have exclusions and do not cover bariatric surgery.


Most surgery-related fees are not due until after you are approved by any applicable insurance. This insures that you will be having surgery before you make payments. Also, you can take advantage of the time in which you are preparing for surgery and meeting insurance guidelines to arrange payment or save for the expenses you will incur. As an additional benefit for pre-pay patients, the initial consultation will be free as we help you determine the best and most effective path to losing weight.

Our current self-pay options include Prosper Healthcare Lending and MDsave.

Foothills and Premier Surgical have partnered with MDsave to give  self-pay patients convenient financing options including CareCredit.



Prosper HealthCare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.
Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential