Is bariatric surgery covered by insurance?
This is one of the most common questions we get from patients who are considering bariatric surgery.
Most insurance providers cover weight-loss surgeries. In our facility, as part of our process, our patients meet with our financial counselor to discuss their possible insurance benefits and payment options.
We are in-network providers for most insurance plans
Our providers at Foothills Weight Loss Surgeons and Fort Sanders Regional Medical Center in Knoxville are in-network for most insurance plans.
As insurance benefits and criteria for weight loss surgery vary greatly by employer and plan, our financial counselor can help you verify your benefits and criteria, specific to your plan.
In our experience, most insurance companies base their criteria on the National Institutes of Health (NIH) guidelines for Body Mass Index (BMI).
To help you determine if your BMI qualifies for bariatric surgery, we have a dedicated Self-Assessment page.
We have cash options
If you don’t have insurance, we have cash options.
When it comes to financing bariatric surgery, we recommend Prosper Healthcare Lending.
Dubbed as the premier financing company in the healthcare industry, Prosper Healthcare Lending has term options out to 84 months, can make immediate decisions for loans under $35,000, and has fast inquiry and loan process. On top of these, Prosper Healthcare Lending doesn’t require any collateral and doesn’t have any prepayment penalties.
Foothills Weight Loss Surgeons participates in Blis. It’s an innovative program that allows a bariatric pre-pay patients to be covered in case of complications that could occur within a set timeframe after surgery.
With Blis, you don’t have to worry about the costs associated with the care for that complication.
If you have any questions about any of these payment options, please don’t hesitate to call our Foothills Weight Loss Surgeons office at (865) 984-3413.
Foothills Weight Loss Surgeons is part of Premier Surgical Bariatrics in Knoxville, TN. Foothills is affiliated with the Fort Sanders Center for Bariatric Surgery, a member of Covenant Health Bariatric Services.